Principal Software Engineer

Upstart, United States +2

The team

Upstart's Bank Technology team builds the internal platforms, security automation, and operational systems that enable Upstart Bank to operate securely, efficiently, and at scale. The team partners closely with stakeholders across risk, legal, compliance, security, and operations to create software solutions that support the bank's growth as a licensed financial institution.

As a Principal Software Engineer, you will provide technical leadership across a growing portfolio of internal platforms and automation systems. You will drive architectural direction, solve complex technical challenges, and establish engineering patterns that enable the team to deliver secure, scalable, and maintainable solutions for the bank's most critical operational functions.

All jobs

Principal Software Engineer

Upstart, United States +2

Posted pay

$191K–$264K

a year

Compared with similar jobs

This base pay is near the median for principal software engineering jobs that are remote in the US.

Median: $232K a year
Other jobs in the group: 119

We compare the middle of each posted range. This is base pay as posted. The group does not include this job.

Location: United States +2
Work type: Remote
Level: Principal
Experience: 8+ years
Skills in the job text: TypeScript
Node.js
Next.js
Posted: Jun 15, 2026
Last check: 2 h ago
Job type: Software engineering

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Upstart

Open tech jobs: 46
With posted pay: 98%
Median posted base: $167K–$231K

About Upstart: funding, hiring and pay

Upstart

About Upstart: funding, hiring and pay

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The team

Nice to have

Knowledge of TypeScript, Node.js, Next.js, Prisma, or similar modern application frameworks.
Experience building security automation, governance, risk and compliance (GRC) platforms, or operational workflow systems.
Familiarity with regulated industries such as financial services, banking, healthcare, or other compliance-driven environments.
Knowledge of compliance frameworks, including SOC 2, NIST CSF, or similar regulatory standards.
Ability to influence technical strategy, drive alignment across teams, and navigate ambiguous problem spaces with sound engineering judgment.

Position Location – This role is available in the following locations: Remote

Time Zone Requirements – This team operates on the East/West Coast time zones.

At Upstart, your base pay is one part of your total compensation package. The anticipated base salary for this position is expected to be within the below range. Your actual base pay will depend on your geographic location–with our “digital first” philosophy, Upstart uses compensation regions that vary depending on location. Individual pay is also determined by job-related skills, experience, and relevant education or training. Your recruiter can share more about the specific salary range for your preferred location during the hiring process.

In addition, Upstart provides employees with target bonuses, equity compensation, and generous benefits packages (including medical, dental, vision, and 401k).

United States | Remote – Anticipated Base Salary Range

$190,600—$263,900 USD

What you'll love

At Upstart, our benefits for full-time employees are designed to support your health, financial well-being, family, and personal growth. Here’s what you can expect:

Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly
Retirement benefits to help you plan for the future, including a 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually (USD in the US, CAD in Canada)
Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only)
Comprehensive health coverage designed to support you and your family, including medical, dental, vision, and wellness resources for US and supplemental health coverage for Canada.
Health Savings Account contributions from Upstart for eligible plans (US only)
Income protection benefits, including life insurance and disability coverage for added financial security
Paid time off, sick leave, and company holidays, in line with local requirements
Paid family and parental leave to support caregiving and major life moments (duration varies by country)
Family-centered benefits to support fertility, parenthood, and caregiving needs
Employee Assistance Program (EAP) offering mental health support and life-centered resources
Financial wellness resources, including access to financial planning tools and a financial concierge service (US Only)
Annual wellness allowance to support your physical and emotional well-being and personal development, based on what matters most to you
Annual productivity allowance to invest in relevant tools and resources you need to do your best work, no matter where you work from
Connection and community through team events, all-company updates, and employee resource groups (ERGs)
Onsite perks, including catered lunches and fully stocked micro-kitchens when working from one of our offices in the Bay Area, Austin, Columbus, and New York City

For roles based in Canada, please note that we are not currently able to hire in Quebec.

https://www.upstart.com/candidate_privacy_policy

Principal Software Engineer

The team

Principal Software Engineer

The team

What you need

Nice to have

How you'll make an impact

About Upstart

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