Senior Backend Engineer — Risk

Risk is the team that builds the systems behind Clara's credit decisions, making them fast, accurate, and automated across all our markets. We own the risk decisioning infrastructure and underwriting automation, from assessing new businesses to managing their limits over time, as well as fraud prevention. Much of it runs on the credit bureaus, data providers, and decisioning platform we integrate with, each with its own APIs, formats, and quirks.

We're looking for a Senior Backend Engineer to lead technical initiatives within the team. You'll design the services that turn internal and external signals into reliable decisions, shape how the team architect for scale and data volume, and partner closely with Product, Data, Fraud, and Compliance on problems where correctness really matters.