Insurance Product Manager

• ~8–12 years of experience in commercial insurance, including underwriting, product, or closely related analytics and implementation roles
• Experience owning or managing the performance of a commercial line of business or product, ideally including growth and profitability
• A working understanding of data and rating logic (such as SQL, Python, and how raters and rules are built), enough to direct and review AI-enabled implementation. Writing code is not required
• Experience implementing product changes in policy, rating, or quoting systems
• Strong analytical skills, including segmentation by state and class, and the ability to translate data into product decisions that drive business outcomes
• Sound judgment under ambiguity and the ability to move quickly without sacrificing rigor
• Clear and effective communication skills, with the ability to influence cross-functional stakeholders across underwriting, distribution, technology, and compliance
• Understanding of state rate, rule, and form requirements and how they affect implementation is helpful
• A strong interest in modernizing the small business insurance experience for brokers and their clients is a core requirement for this role

• Own the growth and profitability of a designated commercial line of business product
• Monitor performance across classes and states, including loss ratios, premium, retention, and quote-to-bind trends
• Recommend appetite, coverage, and pricing changes in partnership with underwriting

• Prepare state-specific segmentation and product needs for the line of business
• Identify state and class opportunities and risks, and translate them into product requirements
• Coordinate with the Product Development Manager so product needs are reflected in forms, rates, and filings

• Implement approved product changes in the rater and UI using our AI-enabled tools, and move them from concept to production
• Write clear requirements and test cases, review AI-generated changes, and validate system output against approved forms, rates, rules, and guidelines
• Partner with engineering on releases and system changes beyond what the product team configures directly
• Own the post-launch monitoring and follow-up for changes you release

• Work closely with underwriting and the Product Development Manager on every product change
• Align with claims, actuarial, compliance, distribution, and engineering as needed
• Provide direction to the Product Management Analyst supporting the line of business

The base salary range for this role is $120,000 – $160,000 annually. Compensation will depend on qualifications, experience, and location. This role is also eligible for performance-based bonus and equity, in addition to a comprehensive benefits package.

We recognize that no candidate will meet every qualification and encourage individuals with relevant experience and interest in the role to apply.

Please note: MGT does not accept unsolicited resumes from staffing vendors, including recruitment agencies and/or search firms. Please do not forward resumes to our jobs alias, MGT employees, or any other company location. Any submittals without a prior signed agreement will become property of MGT.

MGT is the first AI-driven, neo-insurer focused on evolving commercial P&C insurance for the brokers and small business owners. By combining the expertise of industry veterans with state-of-the-art technology, we are ushering in the next evolution of commercial insurance and working to move the industry forward through the use of modern technology, better processes, and a rock-star team. We seek visionary leaders who thrive in dynamic, entrepreneurial settings, and excel in autonomous roles.

We are looking for an Insurance Product Manager, Commercial Lines to own the growth, profitability, and execution of product changes for a designated line of business. You see inefficiency in traditional insurance and want to fix it. You’re equally comfortable in a spreadsheet, a strategy conversation, and the tech stack, and you understand that in insurance, every decision is a risk decision.