Morpho, US (EST)
Payments is one of the largest industries in finance, and a major opportunity for onchain credit. Across card networks, bank transfers and other payment systems, money is confirmed well before it settles, and credit can play an important role in increasing utility for both sides of the network. Midnight, Morpho's fixed-rate, fixed-term lending protocol, makes this practical, with short loans on predictable terms.
Morpho provides open credit infrastructure that payments companies can build on. This role leads that work: you will partner with acquirers, card issuers, payment networks and lenders to understand what they need, and shape Morpho's infrastructure so their products can put credit to use.
First 30 days
You understand Morpho's lending stack, Midnight and the current receivables build in detail: who the partners are, how money and data move, and where it breaks. You have met protocol, solutions, partnerships and legal, and spoken with the current partners yourself.
First 3 months
Version one is written down: standard terms, the integration path and what lenders require. You have tested it with several acquirers or issuers and more than one lender, and the first partner is onboarding on those terms. You have a ranked map of the wider payments opportunity.
First 6 months
Loans repeat every week, with more than one borrower and more than one lender on standard terms. A second use case, on the issuer side or a second network, is in proof of concept. Morpho has the evidence to decide how much further to invest in payments.
Everyone has the potential to build something great for the world. But fulfilling that ambition almost always requires more: people willing to trust you with their capital. Yet access to capital still depends on where you live, who you know, and which institutions are willing to trust you. Even when capital is available, it sits fragmented across disconnected networks and hidden behind intermediaries. The result is a system that fails most of the people it should serve.
Borrowers overpay. Lenders earn less than they should. Many are shut out entirely, not because they are unworthy of credit, but because today's infrastructure was never built to connect them. Morpho exists to solve this. Full article here https://morpho.org/blog/why-morpho-exists/.
Remote
We design benefits around deep work and growth, so you can do the best work of your career. Expect fair, top-tier compensation, real flexibility, time together in Paris, great health coverage, and support to keep learning.
Morpho is a leading Decentralized Finance (DeFi) lending protocol backed by a16z crypto, Paradigm, Ribbit Capital, Apollo, Vaneck, Coinbase Ventures, Variant and 50 others to build an open credit network giving anyone, anywhere, access to the best possible terms. Morpho is experiencing exponential adoption, with over billion in deposits on the network and used by institutional clients including Bitwise, Galaxy, and Anchorage Digital and the largest crypto exchanges, such as Coinbase, Binance, and Kraken.
Now, Morpho is scaling its team of contributors to establish itself as the open credit network, not just of DeFi, but of the world.
We welcome applicants from all backgrounds and hire based on talent, potential, and values alignment.
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Source: the Morpho Ashby job board. We last checked this job 2 h ago. We first saw it 8 days ago. A job on a job board does not always mean that the team interviews people now. We found this job board in a public list. We did not yet compare it with the careers page of the company.
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