Data Scientist - Credit (Retros)

As a Data Scientist on the Credit team, you’ll apply quantitative analysis and deep credit expertise to help lenders make better use of cash flow insights. You’ll work across customer problems, credit policy, and data products—translating Plaid’s data into recommendations and insights that drive business impact and inform product direction.

We’re part of Plaid’s Data organization, building models and insights that help millions of people better understand and grow their financial lives. We use Plaid’s unique financial data to help lenders make more informed decisions and build better credit experiences.

We partner across data science, engineering, product, and Go-to-Market to turn complex data into practical customer recommendations and scalable solutions. We value technical rigor, creativity, user empathy, and teamwork.