Machine Learning Engineer - Income Insights

As a Machine Learning Engineer on the Credit team, you’ll design, build, and deploy scalable machine learning solutions that support Income Insights and the future of cash-flow-based underwriting. You’ll work across the full model lifecycle—from experimentation and offline training through production serving and monitoring—and partner with engineers and cross-functional teams to turn data and new modeling approaches into reliable systems.

We’re part of Plaid’s Data organization, building models that help millions of people better understand and grow their financial lives. We apply machine learning to high-impact product challenges, working across product areas to develop solutions that create meaningful customer value.

We focus on credit, building models to the standards required in lending and supporting the next wave of cash-flow-based underwriting. We value technical expertise, creativity, user empathy, and teamwork, and we’re guided by Plaid’s principles of impact, growing together, openness and positivity, and inventing tomorrow.